Home Rates
Great rates are within reach and so is the house of your dreams. We'll help you get a great rate* and ensure you have a great experience. Picking the paint? We'll leave that up to you.
*With approved credit. Some restrictions may apply.
Mortgage Loans
| Loan Type | 30 Year | 20 Year | 15 Year | 10 Year |
|---|---|---|---|---|
| Fixed Rate | 3.875% | 3.750% | 3.000% | 3.000% |
| 3/1 ARM | 4.250% | NA | 3.750% | NA |
| 5/1 ARM | 5.250% | NA | 4.250% | NA |
All rates quoted with zero points. For refinancing or for non-owner occupied, loan amounts under $60,000 or over $417,000 (Jumbo Rate), please contact staff in the MCU Real Estate Loan Department. All rates and terms are subject to change at any time. Please call for current rates and terms.
Check out MCU's Jumbo Rates!
573.874.1477 | Columbia
573.635.8007 | Jefferson City
800.451.1477 | Toll-free (Outside of Columbia or Jefferson City only)
573.874.1300 | Fax
573.817.5445 | TTY-TDD
Home Equity Loans
Lines up to 80% of the appraised value (Loan to Value or LTV) of your residence and a competitive variable rate tied to the Prime Rate. Currently, the Prime Rate is 3.25 % APR.
Little or no closing costs!
Put the equity of your house to work for you!
